Ridesharing with Uber has transformed transportation. With a simple tap on your smartphone, you can get a ride almost anywhere, making it incredibly convenient. However, with convenience comes risks. Crashes can still take place, leading to potential passenger injuries.
This article explores what kinds of injuries are most common in Uber accidents, who may be liable for damages, along with legal options for pursuing a claim.
Typical Injuries in Uber Accidents
An Uber accident can cause many different types of injuries, especially during collisions or accidents. Some frequent injuries include:
Cervical Strain: Whiplash often results from rear-end crashes, which can lead to significant discomfort. It can take time to develop symptoms, making it hard to immediately detect.
Fractures: Broken bones are common in severe crashes. They may need surgery or prolonged recovery time.
Traumatic Brain Injuries (TBI): From mild concussions to severe TBIs, head injuries can vary in severity. Head injuries can affect cognition and health for a long time.
Back and Spinal Cord Injuries: A severe impact may cause spinal cord damage, herniated discs, or even paralysis. These types of injuries often need extensive medical intervention.
Strains and Sprains: These injuries can involve torn ligaments, strained muscles, and more. Though less visible, they can cause significant discomfort.
Severe Scratches and Lacerations: Sharp debris from accidents may cause deep wounds. Such cuts may need immediate medical attention, including surgery.
Determining Liability in Uber Injury Cases
Understanding who is liable in an Uber injury case is often complex. Multiple parties might share the blame for an accident. Liability can include the Uber driver, other drivers, or even third parties.
Driver Liability: The Uber driver can be responsible for any injuries if they were at fault. Common causes include distracted driving or breaking traffic laws.
Another Motorist: If another motorist causes the crash, they could bear the blame.
The Role of Uber: Uber may be liable in certain situations through its insurance policies. For accidents during rides, Uber provides liability coverage of up to $1 million.
Other Third Parties: Third parties, such as government entities or manufacturers, may be liable. In these cases, more than one party might share liability.
What Uber’s Insurance Covers in Accidents
Uber provides different levels of insurance depending on the status of the trip. The coverage changes whether the driver is waiting for a ride, en route, or carrying passengers.
Driver Offline: If the Uber driver is not using the app, they must rely on personal coverage.
Driver Online Without Passengers: Uber provides limited insurance coverage when a driver is available but not carrying passengers. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.
Active Uber Ride: When an Uber driver is on a trip, the company’s insurance provides up to $1 million in coverage. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.
Filing a Legal lawsuit for uber drivers Claim After an Uber Accident
If an Uber accident causes significant injury, legal action may be required to get fair compensation. Legal action may result in financial recovery for hospital bills, lost income, and more.